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    Benefits of Home Ownership

    Questions to Ask Before Buying a Home

    Steps to Buying a Home

    WHY SHOULD YOU WANT TO OWN A HOME?

    The dream of home ownership is nearly as old as man himself. While many people envision owning their own home, some of you may be wondering what all the hype is about.

    Here are just a few of the reasons why you may want to consider purchasing your own home: 

     

    • It's Yours — This may seem obvious, but knowing that the home you’re living in is yours is a feeling that’s like non-other. 

     

    • Built in equity — While the market may fluctuate, over the years homes have consistently increased in equity, especially in DFW. 

     

    • Consistent monthly payments — One of the worst things about renting is that the payments always go up. When is the last time you’ve heard of a rental payment going down? While your monthly payment may change a bit, your mortgage payment will remain quite consistent for the life of your loan.

     

    • Privacy — One of the main reasons many people desire to have their own home is for privacy reasons. If you’ve ever had someone live above you in an apartment, then you know how noisy it can be. In your own home, this is virtually a non-factor.

     

    • Tax breaks — You’ll definitely want to speak with your accountant about your specific financial situation, but home owners generally enjoy significant tax breaks that are not available to renters. 

     

    • Increased credit rating — When kept in good standing, your monthly mortgage will help boost your credit score. A mortgage is a large installment loan, so paying it on time each month will help to boost your credit score. This means lower interest rates and cash savings when applying for new loans and/or refinancing your current loan!

     

    • More overall wealth — A study conducted by the Federal Reserve from 2013-2016 found that the average home owner was worth over $200,000, while the average renter was only worth around $5000. Which amount would you rather have?

    Have More Questions? Contact Us!

    5139 Lahoma  Street, Dallas image
    5139 Lahoma Street, Dallas $740,000

    Luxurious, modern duplex with great floor plan, designer touches, and abundance of natural light throughout. 4 spacious bedrooms with 1 down that can function as a home o...

    • 4 Beds
    • 3 Baths
    • 20107021 MLS
    Courtesy of Coldwell Banker Realty

    Listing courtesy of Coldwell Banker Realty.

    5137 Lahoma  Street, Dallas image
    5137 Lahoma Street, Dallas $740,000

    Luxurious, modern duplex with great floor plan, designer touches, and abundance of natural light throughout. 4 spacious bedrooms with 1 down that can function as a home o...

    • 4 Beds
    • 3 Baths
    • 20106457 MLS
    Courtesy of Coldwell Banker Realty

    Listing courtesy of Coldwell Banker Realty.

    1017 Folsom, Dallas image
    1017 Folsom, Dallas $849,035

    These are must see skyline views! Built in 2019, this Cape-Dutch townhome was intentionally crafted with high ceilings and ample natural light embracing the open concept ...

    • 3 Beds
    • 4 Baths
    • 20104938 MLS
    Courtesy of Rogers Healy and Associates

    Listing courtesy of Rogers Healy and Associates.

    3382 River  Trail, Frisco image
    3382 River Trail, Frisco $935,000

    Stunning luxury home in the heart of West Frisco is situated on a corner lot facing the greenbelt. Spacious open floor plan boast designer touches throughout including so...

    • 4 Beds
    • 4 Baths
    • 20087504 MLS
    Courtesy of EXP REALTY

    Listing courtesy of EXP REALTY.

    4108 Rufe Snow  Drive, North Richland Hills image
    4108 Rufe Snow Drive, North Richland Hills $437,000

    This Exquisite One Story with 10 Foot Ceilings. Bright, Open Designer Kitchen which Offers Stainless Appliances, Granite Counter Tops, Ceramic Subway Tile Backsplash with...

    • 3 Beds
    • 2 Baths
    • 20106657 MLS
    Courtesy of Competitive Edge Realty LLC

    Listing courtesy of Competitive Edge Realty LLC.

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    • My wife and I are beyond lucky we found such a patient and well rounded agent like Rawlins. No question was left unanswered as he explained the entire process from start to finish. We visited multiple houses and at no point did he come off as wanting to find a quick sale. He helped us look for the home that would be right for "us"! No matter how many times he had to drive across town to meet us, his friendly attitude and level of professionalism showed the entire time. At times it seemed like he was more than an agent doing his job, he seemed like a real good friend in the business who was looking out for us to make sure we got the best deal that would work both for our future family and our pocket. So if you're renting like we were and are now ready for home ownership, I would highly recommend letting Rawlins and his team help you find your future home!!! Johnny A., Grand Prairie, TX

    • I'll admit I can be very picky with the location and type of home I was looking for. So that, on top of a very competitive market made it seem impossible to find the perfect home. I was becoming overwhelmed, but Rawlins was always very flexible with his time and made it possible to view the homes with me. He always answered his phone and stayed in good communication the entire day no matter the time. When I least expected it, we found the home that made perfect sense for my family and a purchase I was truly proud of! They say patience is key, and it is true! Thank you Rawlins!! Lucy, Grand Prairie, TX

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